Retail

Happy Employees Make Happy Customers

Reduce turnover, decrease absenteeism, and improve timeclock compliance with On-Demand Pay, also known as earned wage access for retail.

Trusted by leading Companies

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Vera Bradley
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Sprinkles
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New Research: The State of Retail Workers' Finances

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benefits for retailers

How Can On-Demand Pay Help the Retail Industry?

When employees aren’t stressed over their finances, they bring their best selves to work.

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All information herein is for educational purposes only and should not be relied upon for any other use. The information herein does not constitute the rendering of professional advice by DailyPay. DailyPay does not warrant the completeness or accuracy of any information provided to you.

1 Retail Workers Research commissioned by Talker, June 2025:DailyPay, 2020

2, 3, 6 DailyPay Employer Experience Research, Arizent study commissioned by DailyPay, September 2023:DailyPay, 2020

4 Hanover Research Study: Companies with EWA Solutions, September 2023:DailyPay, 2020

5 McKinsey & Company, “How Retailers Can Build and Retain a Strong Frontline Workforce in 2024”, July 17, 2024:DailyPay, 2020

turnover calculator

What Results Can Your Company Expect From DailyPay?

This employee retention tool lets you adjust your number of employees, turnover rate, and cost per new hire to calculate your estimated employee retention savings and see if you can reduce retail turnover by implementing DailyPay.

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How many employees do you have?

What is your annual turnover rate?

Cost per new hire


fewer replacement hires

0


employer cost savings

0

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Disclaimer: Calculations based on assumptions and annualized averages

1

Employees complete a work shift.

2

DailyPay calculates employees’ shift earnings and makes a portion of their earned pay available to them.

3

Employees can access earnings instantly for $3.49.#

# Fees vary by employer

4

Any earnings that aren’t accessed early are automatically paid on payday like normal.

Features For Employees and Employers

Leading retailers understand that happy employees lead to happy customers.

Empower Your Employees

On-Demand Pay

Track earnings per shift and access earned pay within 1-3 business days for no fee or instantly** for a flat, ATM-like fee.

Anytime access to earned pay.

DailyPay Prepaid Visa® Card

Unlock more than just instant, no-fee access to earned pay. Enjoy cash-back rewards and Savings jars.

Instant, no-fee* access to earned pay.

Credit Health

Track progress, protect from fraud, and prepare for the future with no negative impact to credit score.

Monthly free credit checks and credit monitoring.

Enhance Your Business

Cycle

A paperless and cost-effective way to disburse same-day termination pay and payroll corrections to any employee account.

Digitally send off-cycle pay to any employee, whether or not they use DailyPay.

Portal

Your central hub for program management plus access to the Success Hub, where you can find all resources needed for success.

Track program performance and usage to easily manage, measure, and optimize.

Reward

An impactful, customizable, scalable, and measurable solution for creating targeted recognition programs. Send same-day cash and motivate employees.

Reward employees in the moments that matter with real-time, digital bonuses.

DailyPay Integrates With Payroll and Attendance Systems

Partnering with DailyPay requires no additional work to implement and administer an On-Demand Pay program. Integrations are seamless and painless.

Retail Payroll Integration Simplified With DailyPay

DailyPay integrates with retail payroll systems like ADP and Workday, and 180+ HCM, payroll, and time management systems to deliver its industry-leading On-Demand Pay platform to millions of users. Partnering with DailyPay does not add an extra burden for your team. We take pride in handling the hard work of getting DailyPay up and running for you.

See who we integrate with

  • How can DailyPay help companies in the retail industry?

    DailyPay may help retailers improve turnover and retention rates by offering a benefit that improves employee wellness and engagement. Learn more about how DailyPay can improve employee retention.

  • How does DailyPay work with employees that don’t have a bank account?

    Employees who don’t use a bank account can sign up for the DailyPay Visa Prepaid Card. No preexisting bank account is needed to get early access to earned  pay using the DailyPay Card, which also unlocks instant, no-fee* access to earnings.

  • Can seasonal staff and part time staff use DailyPay?
    Yes. Seasonal and part-time employees can use DailyPay and continue using the DailyPay  Card and its benefits when they leave their job or start a new job at a company that doesn’t offer DailyPay.

Elevate Your Retail Business With the Future of Employee Pay

Schedule your personalized demo today.

Illustration of a person using a telescope to look at a smartphone, with large stacks of coins featuring dollar signs in the foreground.

See Why Top Companies Choose DailyPay

Empowering for Employees

Greater financial control with access to 100% of their DailyPay balance to meet the challenges of unexpected financial disruptions.


Improved planning with visibility to spending and earned pay in one easy-to-use app.


No need for a pre-existing checking or savings account.

Simple and Secure for Employers

No change to payroll processes — DailyPay compliantly handles it all.


Seamless integration with HCM, payroll, banking and benefit applications.


Enterprise-grade platform that keeps data private and the service running so it's always there when your employees need it.

* On-Demand Pay requires employer participation in DailyPay. On-Demand Pay fees will be waived for any DailyPay transfers made to a DailyPay Card set up with direct deposit.

** Instant transfers may not be available to residents in all states.

Cash Back rewards earned on qualifying purchases will generally be transferred to your Card Account within 49 days after the qualifying purchase is settled. If you close your Card Account, any earned Cash Back rewards not yet transferred to your Card Account will be forfeited. See the DailyPay Cash Back Program Terms & Conditions for full details.

The DailyPay Visa® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.

Your funds are FDIC insured through The Bancorp Bank, N.A., Member FDIC. DailyPay is not FDIC-insured. Deposit insurance coverage only protects against failure of The Bancorp Bank, N.A.

DailyPay, LLC's Earned Wage License Number in Wisconsin is 2587396EWA.

DailyPay, LLC's NMLS ID is 2587396.