On-Demand Pay Solutions for Small Businesses

Hire faster and reduce turnover with a seamless, easy-to-implement solution that gets your employees access to their earnings in no time.

Get started in as little as 15 minutes

A construction worker in a yellow hard hat and beige overalls smiles while standing outside, holding a piece of paper.
A man with a beard and tattoos slices fruits in a modern kitchen with shelves of bottles behind him.
A mobile phone and a laptop display payroll management software. The phone shows an account balance of $489.53. The laptop lists employee details and status.
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We are compatible with trusted providers

ADP - Trusted by teams at ADP
Paychex - Trusted by teams at Paychex
UKG - Trusted by teams at UKG
Empeon - Trusted by teams at Empeon
attendance-on-demand - Trusted by teams at attendance-on-demand
Paylocity - Trusted by teams at Paylocity
iSolved - Trusted by teams at iSolved
7Shift - Trusted by teams at 7Shift

About on-demand Pay

How Can DailyPay Help Small Businesses?

Hire faster: Get a competitive recruiting edge.

Reduce turnover: Employees stay when they can access earnings anytime.

Boost productivity: See improved morale and shift coverage.

No payroll switch required: DailyPay works with your existing payroll provider.

“After we implemented DailyPay, employees who would usually call out or no-show were significantly reduced.”

Katie Johnston
CFO, SEJ Services

See the full results

“Our employees love the financial security it provides and we love being able to help them without adding any extra work to our very full plates.”

Jasna Keller
HR Director, Primary Aim

Download our guide

"DailyPay made everything so simple—from standing out in their service structure to providing stellar integration support and 24/7 customer help. I've truly appreciated the partnership with DailyPay and highly recommend them to any company wanting to offer early wage access to their employees."

Staci Drilling
CEO, JumpStart People
53%

of users surveyed say earned wage access is critical or very important to their future job considerations.1

97%

of companies offering an earned wage access solution today somewhat or strongly agree that providing an earned wage access solution is helping to attract and retain the right workforce for the future of their organization.2

95%

of companies offering an earned wage access solution today believe it has a positive impact on employee engagement.3

1 DailyPay Employee Experience Research, Arizent study commissioned by DailyPay, September 2023; 2, 3 Hanover Research Study: Companies with EWA Solutions, September 2023

employee benefits

Empower Your Small Business’ Workforce with Financial Flexibility

DailyPay empowers employees with the financial control they need to plan their lives better and achieve greater financial wellness.

Set Up Now

An illustrated calendar with a dollar bill and coins, symbolizing financial planning or budgeting.

Earn

Users can see their earnings increase when they work for you.


Illustration of a smartphone screen displaying a green checkmark and three dollar symbols below it.

Build

Users can access their earned pay through multiple no-fee transfer options, or for a small fee they can instantly transfer to their existing bank account or debit card.** **** Whatever they do not transfer gets sent to them automatically on payday


Illustration of a pink piggy bank with a green coin inserted at the top, set against a light pink background.

Grow

DailyPay further supports financial wellness by letting users set aside portions of their existing balance for specific purposes like bills, upcoming expenses, or other financial goals

Check Out Our Turnover Calculator

Adjust your number of employees, turnover rate and cost per new hire to see how much your company can save in turnover costs by implementing DailyPay.

Book a Demo

A hand holding a red pen checks boxes on a clipboard with a checklist, possibly an employee turnover calculator. Various bills and coins with dollar signs are scattered beside the clipboard.

How many employees do you have?

What is your annual turnover rate?

Cost per new hire


fewer replacement hires

0


employer cost savings

0

Powered by 

Disclaimer: Calculations based on assumptions and annualized averages

1

Employees complete a work shift.

2

DailyPay calculates employees’ shift earnings and makes a portion of their earned pay available to them.

3

Employees can access earnings instantly for $3.49.#

# Fees vary by employer

4

Any earnings that aren’t accessed early are automatically paid on payday like normal.

Employees Can Sign Up in 1, 2, 3

Once you activate DailyPay with your payroll system, employees can sign up in seconds.

Get DailyPay

Once activated, DailyPay will automatically contact your employees with a simple and secure sign-up link.

Track earnings

Once signed up, employees can see their available earnings grow after each day of work is reported.

Make a transfer

Employees can choose the amount they want to transfer and when they want to receive it.

pricing & costs

Transparent Pricing, No Hidden Fees

With DailyPay, employees get multiple ways to access their earned pay, multiple ways to save, and multiple ways to learn.

Set Up Now

Zero Employer Costs

 No fee to implement

 No fee to offer

Open a DailyPay account
$0
Access available earnings within 1-3 business days
$0
Access available earnings instantly**
$3.49#  (flat fee)
In-app, third-party financial counseling##
$0
In-app finance tips
$0
Savings tools
$0

To see a list of fees associated with the DailyPay Visa® Prepaid Card, take a look here.

Frequently asked questions

# Fees vary by employer; login into your DailyPay account for more information.

## Not available to all users. Only available a single time for users after they make their first transfer.

Quick and Easy Implementation

Setting up DailyPay for your employees is easy, and only requires some basic information to get started.

What you’ll need

Name of Payroll Provider

Name of Time Management Provider

Your payroll system login information

System-specific data (varies by system)

How it Works With Your Payroll

Seamless integration

No change to your existing payroll processes

No ongoing program management

How the Money Moves

DailyPay funds all transfers

DailyPay recoups funds at end of pay period through normal payroll

No change to working capital

49% of companies indicated that the earned wage access solution lessens the payroll team’s workload.4

57% of users surveyed say having earned wage access has improved their opinion of their employer.5

4 Hanover Research Study: Companies with EWA Solutions, September 2023, 5 DailyPay Employee Experience Research, Arizent study commissioned by DailyPay, September 2023

$45B+

in On-Demand Pay processed.7

55%

of DailyPay users say they pick up at least one extra shift per month because they know they can access earned pay ahead of payday.8

34%

average enrollment rate.9

  • What is On-Demand Pay?

    On-Demand Pay — also known as earned wage access (EWA) — is a financial wellness benefit that allows employees to access their earned wages before their scheduled payday. By providing a real-time view of earnings, it reduces financial stress and gives staff more control over their pay. This flexibility helps them cover unexpected expenses and build savings more effectively.

  • Will it work in my state?

    Yes. DailyPay is available to employees in all 50 states, ensuring your team is covered regardless of their location.

  • Will it work with my current payroll provider?

    Most likely. We have pre-built integrations with the most popular payroll and time-keeping platforms used by small businesses to ensure a seamless data sync.

  • How does DailyPay integrate with my payroll provider?

    We create a secure connection to your system to receive payroll data and data regarding hours worked by your employees. DailyPay funds any early transfers requested by your employees based on this data.  The transfers are reconciled automatically with the payroll run on your scheduled payday.

  • What kind of small businesses can use this service?

    DailyPay’s small business service is designed for businesses with 50 or fewer employees. Businesses with more than 50 employees can use our normal enterprise service.

  • What are the costs for small businesses?

    DailyPay is available at no cost to your business. It is a zero-cost benefit to the employer. Employees in most states pay a small, ATM-like fee for instant transfers, or they can choose next-business-day transfers for free.

  • Does it work for contractors and 1099s?

    Yes! We have solutions for both W-2 employees and 1099 contractors.

  • How does DailyPay stay compliant?

    We handle the regulatory heavy lifting. DailyPay ensures all early transfers comply with federal and state wage laws, keeping your business compliant without adding administrative work to your plate.

Illustration of a person looking through a telescope at a large smartphone, with stacks of coins featuring dollar signs in the foreground.