Viventium Pay Terms

Last updated: April 13, 2026

Welcome to the Viventium Pay Program powered by DailyPay!

We want you to completely understand the Viventium Pay Program powered by DailyPay. These Viventium Pay Program Terms are a contract and explain important things you should know about the Viventium Pay Program.

By using the Viventium Pay Program, you agree to these Viventium Pay Program Terms. You also agree to the DailyPay Terms of Service available at: https://www.dailypay.com/legal/viventiumpay/terms-of-service/. Please read these Program Terms and the DailyPay Terms of Service carefully. You acknowledge that the Viventium Pay Program is offered by your Hiring Entity pursuant to its agreement with DailyPay and not by Viventium.

Capitalized terms used in these Program Terms have the meanings provided in Section 1 below.

1. Definitions Used in These Program Terms

The following terms used in these Program Terms have the following meanings:

• “ACH” means Automated Clearing House.

• “Amount Provided” means the amount of the Daily Earnings, minus our transaction fee, if any. Our transaction fee, if any, is netted from the payments to you that we facilitate.

• “Daily Earnings” means the Unpaid Earnings we make available to you, before your Hiring Entity runs payroll.

• “DailyPay,” “our,” “us,” and “we” mean DailyPay, LLC.

• “DailyPay Routing and Account Number” means an account and routing number (which account and routing number DailyPay may change from time to time) that DailyPay establishes to facilitate the Viventium Pay Program.

• “Dispute” means a situation in which your Hiring Entity questions, objects, denies, challenges, or contradicts the quality, quantity, or other aspect of any of your services that are related to the Unpaid Earnings, and is unwilling to pay or claims a right to recover any portion of the Unpaid Earnings.

• “Hiring Entity” means the entity to which you provide services and has agreed to make the Viventium Pay Program available to you through the Services by DailyPay.

• “Linked Bank Account” means one of your own bank accounts that you link to your DailyPay account to receive Unpaid Earnings.

• “Linked Debit Card” means one of your debit cards that you link to your DailyPay account to receive Unpaid Earnings to your own bank account other than a paycard that you link to your DailyPay account.

• “Program Terms” means these Viventium Pay Program Terms.

• “Services” has the meaning set forth at the top of the DailyPay Terms of Service.

• “Site” has the meaning set forth at the top of the DailyPay Terms of Service and includes any DailyPay mobile application.

• “Unpaid Earnings” means the right to payment for pay owed to you by your Hiring Entity arising out of services you have provided to your Hiring Entity, its customers or arising from any other related rights. 

• “User Content” means, in addition to information that is made available to DailyPay through your use of the Viventium Pay Program, information about you that you provide DailyPay, including information about your financial, personal, or professional activities.

• “Viventium Pay Program” means any of the Services provided by DailyPay that you can use to access some or all of your Unpaid Earnings.

2. The Viventium Pay Program Provides You with Information and Budgeting Tools at No Cost

When you sign up for the Viventium Pay Program, we will create your DailyPay account. No personal credit report, credit score, or credit underwriting of you is required or used to determine your eligibility to participate in, or the terms of your participation in, the Viventium Pay Program. The Viventium Pay Program provides you with information and budgeting tools, which you can use for free. The information and tools the Viventium Pay Program provides can help you monitor the hours you have worked, analyze and predict your net pay, and obtain a better picture of how much money you have earned so you can budget.

3. You Can Also Use the Viventium Pay Program to Access Your Unpaid Earnings

In addition to the information and budgeting tools described in Section 2, you can use the Viventium Pay Program to access some or all of the money you have already earned (i.e., your Unpaid Earnings).

Here is how this feature works:

From time to time, you may use your DailyPay account to ask us to access some or all of your Unpaid Earnings. You must link your own Linked Bank Account or a paycard to your DailyPay account. You may also link a Linked Debit Card to your DailyPay account in addition to your Linked Bank Account or linked paycard. In the DailyPay mobile application, we will disclose to you how much of your Unpaid Earnings we are able to provide, present you with two transfer speed options, and prompt you to choose a Linked Bank Account or Linked Debit Card for your receipt of the Amount Provided; however, due to state law, the number and type of available transfer speed options may vary or be limited in some states, and the instant transfer speed option may not be available to all users. After you have specified a Linked Bank Account or Linked Debit Card, we will send to it the Amount Provided, unless you specify a different Linked Bank Account or Linked Debit Card. The fee range for each transfer speed option is disclosed below.

We will not require you to pay any other charges or fees to access your Daily Earnings. You will have an opportunity to accept the transaction terms before finalizing the transaction. When you accept the transaction terms, you give us all right, title, and interest to the related portion of your Daily Earnings, and we will send the Amount Provided to your Linked Bank Account or via your Linked Debit Card, so that you can use your money whenever, wherever, and however you wish.

We do not assume any liabilities or duties related to any Unpaid Earnings: any such liabilities and duties will remain solely with you. By giving us your right, title, and interest in and to your Daily Earnings, you agree that we receive payment for the Daily Earnings from your Hiring Entity.

When you access your Unpaid Earnings from us for the first time, we will set up your DailyPay Routing and Account Number. By agreeing to these Program Terms, you authorize us to convey instructions to the Hiring Entity on your behalf to designate the DailyPay Routing and Account Number as the direct deposit account of record in your Hiring Entity’s payroll system and instruct your Hiring Entity to direct all of your net pay to that account. This means that when your Hiring Entity runs payroll, all of your net pay will be directly deposited in the account bearing the DailyPay Routing and Account Number. We will verify with the Hiring Entity that you work for the Hiring Entity and the amount of your Unpaid Earnings. However, your net pay will not begin to be directly deposited into the account bearing the DailyPay Routing and Account Number until after the first time you request and receive Daily Earnings through the Viventium Pay Program.

For each pay period, we will keep any Daily Earnings and transfer fees (if any), and you will receive the rest of your Unpaid Earnings in your Linked Bank Account or to your Linked Debit Card or paycard.

You must notify us immediately if your Linked Bank Account or Linked Debit Card information changes. If you do not, your participation in the Viventium Pay Program, including your payments or Daily Earnings and Unpaid Earnings, could be adversely impacted. We are not liable for any of these adverse impacts. We also do not control when your financial institution posts incoming payments to your Linked Bank Account or via your Linked Debit Card, so there may be delays which are beyond DailyPay’s control and which you may resolve with your financial institution. You may also change the Linked Bank Account or Linked Debit Card we have on file for you through the Services by changing the DailyPay account settings. If you have any difficulty changing your settings, you may email us a request for assistance at: [email protected].

We may use third-party service providers to interact with your Linked Bank Account or Linked Debit Card, including obtaining and exercising your authority to manage and initiate credit transactions involving your Linked Bank Account or Linked Debit Card. You agree that such transactions are subject to the terms of the third-party service providers.  You authorize us and these third-party service providers to interact with your Linked Bank Account or Linked Debit Card to the extent necessary to provide you the Viventium Pay Program.

If we believe there has been fraudulent or suspicious activity related to your DailyPay account, if you are no longer an employee of your employer, if we learn that you are expected to receive a payment of Unpaid Earnings directly from your employer or someone other than DailyPay, or if you violate or breach any of your agreements with us, we reserve the right, in our sole discretion, to delay, suspend, or terminate your access to your DailyPay account, your participation in the Viventium Pay Program, and payments.

You may cancel your participation in the Viventium Pay Program at any time, through the DailyPay mobile application or by contacting us, without incurring a penalty.

If your participation in the Viventium Pay Program is cancelled or terminated, you authorize us to inform your employer and to provide your employer for payment purposes the Linked Bank Account or Linked Debit Card and related information we have on file for you. This process may take one (1) to two (2) pay periods if at the time of cancellation or termination you have accessed Unpaid Earnings from us for which we have not received the related Daily Earnings, or if you have agreed with us to resolve a technical or administrative error as further set forth in Section 10 below. You consent to your pay being sent to the Linked Bank Account or Linked Debit Card we have on file for you after the direct deposit switch process is completed, unless you specify otherwise or your employer elects for an alternative arrangement.

If your participation in the Viventium Pay Program is canceled, delayed, suspended, or terminated, then other DailyPay features might still be available to you through your DailyPay account. You might continue to have access to such other features through the DailyPay mobile application, unless your DailyPay account is also closed. Instructions for closing your DailyPay account are in Section 2 of the DailyPay Terms of Service.

4. The Viventium Pay Program Is a Non-Recourse Program

Our right to receive your Daily Earnings is not intended to create any debt obligation owed by you to us and is also non-recourse. This means that if the Hiring Entity does not pay us the amount of the Daily Earnings—for example, if the Hiring Entity is unable to make payment because its business has slowed down or closed in the ordinary course of business—then you will owe us nothing. Under such circumstances, we will have no direct or indirect legal or contractual claim or remedy against you, including no right to take payment from your regular transaction accounts (i.e., deposit accounts, prepaid accounts, or payroll card accounts), based on our inability to collect the full amount of the Daily Earnings, and we will not engage in debt collection activities against you, place the Daily Earnings as a debt or sell them to a third party for collection, or report you to a consumer reporting agency.

We acknowledge that having the right to receive your Daily Earnings has associated risks for us, and we assume these risks based on the representations, warranties, and promises you make in these Program Terms. You agree that the provisions of these Program Terms are designed to give us a reasonable and fair opportunity to receive the benefit of our transaction with you.

5. You Consent to Your Hiring Entity Sharing Data with Us and Receiving Data from Us

The Viventium Pay Program relies upon information from your Hiring Entity about you. You consent to your Hiring Entity sharing data required for us to provide the Viventium Pay Program. This includes:

• Your name;

• Your employee identification number;

• Your contact information (including your email and your mobile phone number);

• Your earnings and timecard information, if applicable;

• Your gross and net pay;

• Your bank account or debit card information (for purposes of facilitating payments); and

• Any other related data shared by your Hiring Entity.

DailyPay only requests information from your Hiring Entity that is required to provide the Viventium Pay Program, and such information is not shared outside of DailyPay, other than with regulators, your Hiring Entity, and DailyPay’s service providers that are necessary to provide the Viventium Pay Program.

You may also provide information or content directly to us through the Viventium Pay Program. You grant to DailyPay and its affiliated companies a nonexclusive, worldwide, royalty-free, fully paid up, transferable, sublicenseable, perpetual, irrevocable license to: (A) copy, display, upload, perform, distribute, store, modify, and otherwise use your User Content in connection with the operation of the Viventium Pay Program; and (B) use your User Content in aggregated and/or anonymized format in connection with (i) the promotion, advertising, or marketing of the Viventium Pay Program or (ii) other services we provide to our customers and business partners. You represent and warrant that you have the rights to upload, input, or submit the User Content to the Viventium Pay Program and grant the foregoing license. DailyPay is not obligated to pre-screen or review User Content, but DailyPay reserves the right to do so to ensure your compliance with these Program Terms. DailyPay will also have the right (but not the obligation) in its sole discretion to disable access to or delete any User Content that it considers in violation of these Program Terms or to be otherwise illegal. DailyPay may share User Content with your Hiring Entity, and any third-party service providers, as well as otherwise described in the DailyPay Privacy Policy.

6. You Authorize Electronic Payments to Your Linked Bank Account

After the first time you request and receive Daily Earnings through the Viventium Pay Program, DailyPay will provide your subsequent Unpaid Earnings each pay period on your Hiring Entity’s designated payday. You authorize DailyPay to initiate ACH payments to your Linked Bank Account and agree that all such payments comply with law. These payments will consist of either (i) the Amount Provided, which we transfer to you at the time disclosed to you when you choose your transfer method, or (ii) your Unpaid Earnings, which we typically transfer to you at the time the Hiring Entity runs payroll. We may reverse erroneous transactions in accordance with National Automated Clearing House Association rules. We will provide the Services in accordance with any applicable provisions of the federal Electronic Fund Transfer Act, 15 U.S.C. §§ 1693 et. seq., and any applicable regulations thereunder.

The availability of funds in your account will depend on the funds availability policy of the financial institution holding your Linked Bank Account. Limitations to availability may apply, including “cut-off times” by which items need to be deposited to be included for processing on a given day.

If you change your Linked Bank Account or add additional linked bank accounts, you authorize DailyPay to initiate ACH payments to such Linked Bank Accounts on the same terms described in this Section 6. The authorizations in this Section 6 will remain in full force and effect until you cancel your participation in the Viventium Pay Program, as provided in Section 2 of these Program Terms.

7. Rules of the Road

You agree that:

• You will take all actions, including the execution of documents requested by us, to preserve and protect our right, title, and interest in and to any Daily Earnings;

• You will not take any action or make any omission (including redirecting payments, or placing or allowing placement of a lien or security interest on any Daily Earnings) that has, individually or in the aggregate, an adverse effect on our ability to receive from your Hiring Entity or retain any Daily Earnings; and

• You will not use the Viventium Pay Program to obtain more Unpaid Earnings than you have earned, including receiving payments on the Daily Earnings from both DailyPay and another person for the same work. If you receive a payment on the Daily Earnings from your Hiring Entity or someone other than DailyPay, you must notify us immediately and hold the amount in trust for our benefit.

8. You Make Certain Representations and Warranties to Us

You represent and warrant to us on a continuing basis that:

• These Program Terms constitute a legal and valid contract that is binding on you and enforceable against you as written;

• The execution, delivery, and performance of these Program Terms by you does not violate any law or the provisions of any agreement to which you are bound;

• There are no claims, actions, suits, audits, inquiries, proceedings, or governmental investigations pending or threatened involving you or the transactions contemplated by these Program Terms that, if adversely determined, would be reasonably expected to have an adverse effect on our ability to collect on or retain any Daily Earnings; and

• You have not used any name with us or with your Hiring Entity other than the name you used or verified to establish your DailyPay account.

And each time you ask us to access any of your Unpaid Earnings, you also represent and warrant to DailyPay that at the time of your request:

• You hold all legal right, title, and interest to and in the Unpaid Earnings, free and clear of any liens, encumbrances, judgments, or garnishments; and you have not sold, pledged, assigned, or encumbered the Unpaid Earnings to any third party;

• The Unpaid Earnings are presently and unconditionally owed and have not been modified, dismissed, settled, or paid; are not currently past due; and represent the amount owed by your Hiring Entity arising solely from your actual and timely provision to your Hiring Entity in the ordinary course of business of lawful services, which you have accurately recorded and described to your Hiring Entity;

• The Unpaid Earnings are not subject to any Dispute, claim, offset, deduction, discount, defense, or counterclaim of any kind; and

• There has been no error, misrepresentation, negligence, fraud, omission, or violation of law on the part of you with respect to the Unpaid Earnings or their underlying services.

9. You Are Responsible for All Disputes Between You and the Hiring Entity

The Viventium Pay Program relies upon information about you that the Hiring Entity provides to DailyPay. Sometimes the Hiring Entity might disagree with you about the amount of Unpaid Earnings you earned or the amount that it owes you. We do not resolve or otherwise become involved in Disputes between you and your Hiring Entity. Instead, resolving such Disputes is your sole responsibility.

10. We Will Work with You to Resolve Excessive or Duplicative Amounts Arising from Technical or Administrative Error Events

If any of the following technical or administrative error events occur, you may receive, or be expected to receive, amounts from us in excess of or in duplication of your Daily Earnings or the Amount Provided:

• We pay you an amount you did not request or more than the Amount Provided due to an operational error;

• You directly receive any payment on the Daily Earnings from your Hiring Entity or someone other than DailyPay pursuant to Section 6, or if we learn that you are expected to receive such a payment from your Hiring Entity or someone other than DailyPay; or

• You otherwise receive or retain an Amount Provided that was determined with respect to Daily Earnings in excess of those to which you were legally entitled to receive from your Hiring Entity, misdirect funds from DailyPay, or commit any other act (or omit any other act) that is a breach the representations, warranties, or promises of Sections 6, 7, or 8.

If any of these technical or administrative error events occur, we may give you the option to resolve such amounts by (i) authorizing us to settle such amount against your next paycheck or (ii) in another manner mutually agreed to by you and us. If another mutual agreement is not made, or if the amount is $20.00 or less, we may settle such amount against your next paycheck.

If any of these technical or administrative error events occur and are not resolved, we may delay, suspend, or terminate your access to your DailyPay account, or your participation in the Viventium Pay Program.