Gen Z Hourly Workers Defy Stereotypes with Ambition and Discipline

Gen Z is redefining the hourly workforce through career ambition and financial discipline. While 68% feel happy and fulfilled in their current roles, they remain hungry for growth and hopeful to meet traditional milestones like homeownership.

A hotel staff member stands outside an entrance, pushing a luggage cart loaded with blue suitcases. A valet parking sign and a digital display are visible in the background.
Three circular icons: a piggy bank with a coin, sunglasses and a passport beside a palm tree, and a house with a coin on the roof represent saving, travel, and homeownership.

Gen Z is navigating the current economy with remarkable pragmatism and discipline. Currently, 43% of these workers identify as “savers.” To build their future, they are investing an average of $163 monthly toward retirement and $113 toward homeownership.

Optimism in the Face of Economic Complexity

Gen Z remains confident in their ability to achieve traditional milestones and significant career growth.

63% of Gen Z hourly workers expect a raise in their current trajectory.
51% believe they will eventually earn a six-figure annual income.
50% are confident they will successfully transition from hourly to salaried roles.
A young woman in an orange jacket smiles at the camera while standing on a busy city street with people in the background.
A woman in a uniform smiles while placing folded white towels on a cart in an indoor setting.

Thinking about your current job, how happy and fulfilled do you feel in this role?


68%

of Gen Z hourly workers report feeling happy and fulfilled in their current roles.

Two circles with text: 43% identify as "savers," while 34% define themselves as equal parts saver and splurger.
Bar chart showing average monthly savings: $163 for retirement, $113 for homeownership, $124 for general savings, and $80 for stocks and investments.
A graphic shows that 58% of people, or nearly 3 in 5, expect to buy a home, with an icon of a house and a progress bar visualizing the percentage.
An icon of a wedding cake with a heart, next to text reading "58% get married" on a peach and orange background.
A circular graphic with a teddy bear icon and a heart shows "56% start a family" in bold text.
Three circles display statistics: 63% expect a raise, 51% believe they’ll earn a six-figure income, and 50% are confident they’ll transition to salaried roles.
Infographic showing 58% expect to buy a home, 58% expect to get married, and 56% expect to start a family, with relevant icons for each. A quarter circle in orange positioned in the bottom left corner of a green background.

Which of the following best describes how frequently you get paid at your job?


41%

of Gen Z workers must wait two weeks to access their earned pay.

Do you wish your employer provided access to your earned pay every day?


63%

want their employers to provide daily access to their earned pay.

88%

of Gen Z, On-Demand Pay would be a life-changing benefit that directly impacts their well-being.

Survey Methodology

Talker Research surveyed 2,000 Gen Z workers who are paid hourly who have access to the internet; the survey was commissioned by DailyPay and administered and conducted online by Talker Research between Nov. 21 and Dec. 1, 2025. A link to the questionnaire can be found here.

The DailyPay Solution

DailyPay’s On-Demand Pay Platform boosts employee financial wellness and keeps them more engaged, motivated and happier at work. For employers, this translates to improved retention and increased productivity.

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See Why Top Companies Choose DailyPay

Empowering for Employees

Greater financial control with access to 100% of their DailyPay balance to meet the challenges of unexpected financial disruptions.


Improve planning with visibility to spending and earned pay in one easy-to-use app.


No need for a pre-existing checking or savings account.

Simple and Secure for Employers

Minimal change to payroll processes — DailyPay handles it all.


Seamless integration with HCM, payroll, banking and benefit applications.


Enterprise-grade platform that keeps data private and the service running so it's always there when your employees need it.