Below are answers to employees most frequently asked questions.
DailyPay is the gold standard in on-demand pay with software that easily integrates with a company’s payroll and time management systems. DailyPay provides employees of our Partner companies early access to their earned pay. This means that you choose when you want to get paid. You can get instant access to your earned income or receive it on the next business day when you choose to use DailyPay.
Want to learn more about what DailyPay is? Click here to see the video
No, this is not a loan. We are here to stop you from needing to take out a loan. By using DailyPay, you are simply transferring your own earned income into your bank account or card. You can only transfer money that you have already earned, but that has not yet been paid to you.
We use bank-level security to encrypt and secure all of your personal information. We also have the highest security certifications in the industry to ensure that your information is protected.
DailyPay’s SAVE feature provides a way to help you build better financial health. With SAVE, you can move your earned income into your savings account instead of your checking account. You can also set up an automatic transfer that will move a set amount of your paycheck into your savings account, without having to manually do so every time.
Your options for SAVE are DirectSAVE, AutoSAVE and RoundUpSAVE.
Watch this video to learn more about DirectSAVE.
Watch this video to learn more about AutoSAVE.
Watch this video to learn more about RoundUpSAVE:
Each day you work, you build up an Available Balance in your DailyPay account that can be transferred into your bank account, to your debit card or to your payroll card. This balance is updated when you clock out of each shift. You can request money from your Available Balance whenever you want to for a small fee. Whatever money is left over in your Available Balance, after you make transfers during a pay period, will automatically be paid to you on your next payday as a remainder payment.
Our software uses an algorithm that prevents you from taking out more money than you have. The Available Balance you see in your DailyPay account is your net Available Balance and excludes any estimated taxes, deductions and other withholdings such as garnishments.
You can use the DailyPay app, a tablet or computer to access your earned and unpaid income.Learn more about how DailyPay works with this video.
A remainder payment is the money that you receive in your bank account, on your debit card or on your pay card on your regular payday, minus any amount (s) that you transferred before payday.
DailyPay is available to hundreds of companies across the United States. Ask your payroll or human resources department if your company offers DailyPay. DailyPay is only offered to companies with over 500 employees. If you would like to have DailyPay offered to you and your coworkers, refer your human resources department to dailypay.com.
Yes, DailyPay will work with your debit card.
Signing Up For DailyPay
Once your company partners with us to use DailyPay, you need a bank account, prepaid debit card or payroll card so that DailyPay knows where to send your earned income. DailyPay’s software requires that you have direct deposit for your paychecks. This allows us to transfer your earned income into your account of choice whenever you request a transfer.
DailyPay does not require you to have a social security number.
To get started, sign up here today!
Want to learn more about how to sign up for DailyPay? Watch this video.
Yes! DailyPay does have an app. You can get started using our app here.
No, you can discontinue using DailyPay whenever you like, without any obligation. You also are under no obligation to use DailyPay after you are enrolled. You can choose to use it as frequently as you would like once you have signed up.
When signing up for DailyPay, you will need to do the following:
- 1. Visit dailypay.com
- 2. Click “Sign-up” (this is in white text at the top right-hand corner of your screen)
- 3. On the new page that opens, enter your name (as it appears to your employer), email address, phone number and your employee ID
- 4. Verify your account activation with a link that will be sent to your email address or phone number, depending on which option you choose
Learn more about how to sign up for DailyPay with this video.
Money Transfers and Payments
You can transfer up to 100% of your net earned income from your Available Balance in your DailyPay account. Once again, this is your net earned income, which already excludes any estimated taxes, deductions and other withholdings such as garnishments.
With DailyPay, you can receive a transfer from your Available Balance either instantly or on the next business day.
- 1. Instantly – transfer your earnings immediately, no matter what time of day it is. This includes weekends and holidays, 24/7/365.
- 2. Next Business Day – if you request a transfer before 5:30 p.m. ET, you will receive your money on the next business day. If you complete the transfer request after 5:30 p.m. ET, you will receive the transfer on the following business day.
Watch this video to learn more about how fast you can receive your money with PAY.
Your reported earnings is your gross pay that has been reported to DailyPay. Your Available Balance is a portion of your reported earnings, minus taxes, deductions and any other withholdings such as garnishments. The Pay Period section in the DailyPay App has more information about your earnings and Available Balance for your current pay period.
- Reported earnings – the amount of earnings that has been reported to DailyPay by your employer for the current pay period
- Available Balance – the amount that is available to you for transfer to your debit card, payroll card or bank account
- Transferred early – the amount that you have transferred and that has been deposited into your debit card, payroll card or bank account
There is no cost to you, or to your company, when you sign up for DailyPay. You pay a small fee every time you make a transfer of your earned income to your bank account, debit card or payroll card.
DailyPay utilizes the Visa and Mastercard networks for our instant transfers and the ACH network for next-business-day transfers.
The earned income that you don’t transfer before payday will simply be paid to you as a remainder payment on your scheduled payday.
If your Available Balance is not updated, check to see that you have correctly logged your hours. If you have, contact the payroll department at your company.
If you have transferred any of your Available Balance to your bank account and it has not shown up yet, have no fear, your money is on its way.
Please contact our team at 1-866-432-0472 or email@example.com.
Yes! You will still get paid. Sometimes earnings can be delayed by the type of work you’re doing, how it’s being reported, or how much data your company’s payroll department is entering at one time. Occasionally, your Available Balance might not show exactly what’s expected, but not to worry!
Remember, the Available Balance isn’t a reflection of the exact time that you worked or a running total of what you’ve made over the pay period. Rather it is an estimate of what we expect your paycheck will be based on automated earnings reports from your company’s timekeeping system.
We always ask for patience and discretion when it comes to your Available Balance.
To be able to continue to provide you with this service, we do need to charge a fee. This ensures that we can continue to support you and provide you with the gold standard level of service we are known for.
If you have a specific question about DailyPay or your account that is not answered here, there is a help section within your DailyPay account where you may be able to find the answer to your question.
If you still need help, contact our customer support team. They are available Monday through Sunday from 7:00 a.m. ET to 10:00 p.m. ET or firstname.lastname@example.org.
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